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Can someone explain some terms in the HDHP plans?

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  • Can someone explain some terms in the HDHP plans?

    Just started being offered these as an option, and was confused about something.

    Plan has a 6500 deductible, after which everything is 100% covered. However, The out of pocket maximum is 13,000

    If everything is covered after 6500, Isn’t the out of pocket maximum really just 6500? How would I reach 13,000?
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