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  • #46




    Do the airline memberships that everyone is referring to require a fee?

     
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    Airline frequent flyer programs are free to join.  Credit cards that earn frequent flyer miles have a fee, though.

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    • #47




      $450 for the first user, $75 for each authorized user.
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      If you each have your own card, I wouldn't bother with the companion card. Seems the ROI is not so good on that one. And a companion card counts towards Chase's 5/24 rule.

       

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      • #48





        Where do you get $525? Unless something has changed, it’s a $450 annual fee with a $300 travel credit apiece. P 
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        You sure it’s $300 per person and not per account?
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        Per account.

        As I hollered in my post, "No Companion Cards!" It's much better for each spouse to get their own account / card based on household income. Rewards are often 10x juicier for a new account versus a companion card.

         

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        • #49





          Where do you get $525? Unless something has changed, it’s a $450 annual fee with a $300 travel credit apiece. P 
          Click to expand…


          You sure it’s $300 per person and not per account?
          Click to expand...


          Per account.

          As I hollered in my post, "No Companion Cards!" It's much better for each spouse to get their own account / card based on household income. Rewards are often 10x juicier for a new account versus a companion card.

           

          Comment


          • #50







            $450 for the first user, $75 for each authorized user.
            Click to expand…


            If you each have your own card, I wouldn’t bother with the companion card. Seems the ROI is not so good on that one. And a companion card counts towards Chase’s 5/24 rule.

             
            Click to expand...


            I didn't realize that was the case regarding the 5/24 rule.  I'm not sure if it's worth messing with though.  I play the miles game, but don't really maximize my efforts with dual cards, etc.

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            • #51
              Remember, when you redeem miles, you should aim to get at least $0.02 per point. Good value is >$0.03 per point. That means use miles for award tickets and upgrades, NEVER BUY MAGAZINES, WINE CLUBS, AMAZON CARDS, FOOD, ETC WITH MILES, which awards <$0.01 per point.

              One perk not discussed is that when you buy travel with chase points through the CSR portal, not only do you get a 50% bonus redemption, but the ticket is "purchased", so you will get award miles, status miles, and premier qualified dollars. That actually can make it worth it, even though the chase UR point is only being valued at $0.015/point.

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              • #52
                One card worth looking at for the bonus, but not ongoing usage, is the US Bank Altitude Reserve. Very similar, though inferior, to CSR. But the first year bonus is very large, and in addition we’ve enjoyed the free GoGo inflight internet passes. Between Global Entry, Priority Pass Select (with free and generous food allowance at certain restaurants), and inflight internet, even coach flying is starting to feel tolerable again. But we will cancel after the first year, since CSR is superior in almost every respect.

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