My employer offers both. Have a family of 4, all healthy, but do always have some occasional health related costs pop up every year.
The premium difference is about 200/month more for the ppo.
Deductible for hdhp is 3k, then 90% coinsurance. 10k max out of pocket.
Deductible for ppo is 0, just the usual copays.
The PPO seems like a much better option...but I know everyone loves hsa's. Is the HSA worth getting the seemingly more expensive plan?
The premium difference is about 200/month more for the ppo.
Deductible for hdhp is 3k, then 90% coinsurance. 10k max out of pocket.
Deductible for ppo is 0, just the usual copays.
The PPO seems like a much better option...but I know everyone loves hsa's. Is the HSA worth getting the seemingly more expensive plan?
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