We are building a home and are about 1-2 months out.
Our bank is pushing us today to lock in a rate of 4.37% for a 30 year mortgate. They are saying it's only going up. Our credit is 750 plus range.
My questions: would others do that now? How much value in getting multiple quotes from other lenders or is the rates typically fixed anyways?
And yes the wife and I are still arguing on the 15 vs 30 year issue
Our bank is pushing us today to lock in a rate of 4.37% for a 30 year mortgate. They are saying it's only going up. Our credit is 750 plus range.
My questions: would others do that now? How much value in getting multiple quotes from other lenders or is the rates typically fixed anyways?
And yes the wife and I are still arguing on the 15 vs 30 year issue
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