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  • HSA question

    What to consider for the best vacuum cleaners meeting up your demands?

    In the world of vacuum cleaners, you may name many of categories, distinguished by their action modes, the size or the design properties such as upright, canister, robot or handheld vacuum cleaners. Despite the diversity, the validation of what is a good vacuum is more or less the same.

    Basically, they should be able to remove the dust or dirt effectively even on hard surfaces. Besides, ease-of-use testing is also included since it is one of the priorities of choosing Top Vacuum Cleaner Brands - Best Vacuum Cleaner In The World by customers. In this test, the actual weight of the vacuum, the control panel, the dustbowl cleaning and durability are taken under consideration as well.

    Here are some tips for you to choose good vacuum cleaners by categories that make you never regret.

    Tips to buy an upright vacuum cleaner

    If you ask what the best vacuum cleaner for carpet cleaning is? Undoubtedly, the answer will be upright vacuum cleaners. Those products are heavier and bulkier than other styles which enable them to reach deeper into the carpet pile then remove all of the embedded dirt. Their actual weight could vary from 10 to over 20 pounds. For that, even though the weight enhances the cleaning efficiency, many find it too difficult to carry this big guy up and down the stairs.

    Upright vacuum cleaners are highly recommended for people who live in one-floor units or a single-level house

    It is also suggested that you should choose a model with an adjustable nozzle for easier use. To prevent the damage of flat and delicate surfaces during use, the model with a switch off the rotating brush is safer.

    Who should buy a canister vacuum cleaner?

    Canisters are suitable for a house with many stairs and bare floors. Unlike upright models, a canister vacuum, even though heavy as well, does not efficient on the carpet surface.

    However, in the case that you have a carpet with the embedded dirt but still fancy canister vacuums, you should choose a model with a power nozzle incorporated with a rotating brush. Other versions that you may see have a long flat attachment which targets the bare floor and flat rugs.

    Most of the Top rated best vacuum cleaners also provide you with hoses, upholstery and crevice tools.

    Things to know about a robot vacuum cleaner

    The robot vacuum cleaner is the new kid on the block, but has soon caught the attention of the younger generation who would like to get the cleaning done while still doing something else.

    Advances in technology has made today robots smarter than ever, today. You can take full control of a machine using an app on your smartphone, from where you can set up the cleaning schedule, and get the full information of the your robot vacuum’s operation. The small size enables these robot vacuum cleaners to reach low surfaces such as under the bed and behind furniture which none of the other vacuums can do as well.

    The main hesitation for using robot vacuum cleaners are the efficiency of cleaning and the limitation of surfaces they can cover. They are basically only practical for bare floors, hence suitable for new-style apartments.

    Tips to buy a handheld vacuum cleaner

    Handheld vacuum cleaners have a broad range of objects that they can pick up, from dry spills to pet hair, and from small debris to fabrics. They are usually lightweight and compact. However, some can provide you with high suction power.

    The amazing mobility is the charm of the handheld vacuum cleaner since you can bring it out to clean your car and it is effortless to carry around the house.

    Battery life is one of the factors that you should consider while choosing a new handheld vacuum cleaner.


    No one should underestimate the benefits that the Best vacuum cleaners in the world will bring you. So, if you find it confusing when you want to choose a new vacuum cleaner, do not forget to check out this review.
    Last edited by StevenShelby; 10-12-2020, 11:48 PM.

  • #2
    What are your investing options and fees associated with HSA Bank?


    • #3
      Originally posted by StevenShelby View Post
      I am just starting out getting my financial life in order. Want to first start investing with my HSA money since for now I am not ready (knowledgeable enough) to fire my financial adviser. I have had and HSA account with HSA bank for a long time but never used it for investing. It seems that some of you are switching to Fidelity. What is the main reason you're switching? Can I transfer funds I just deposited last month into my HSAbank account if I open a Fidelity HSA or do I need to wait until I make the next HSA contribution next year? ( I maxed out for this year already)
      My wife's HSA used to be at HSA Bank. The main advantage of Fidelity is lower fees and fewer rules. HSAB has monthly fees deducted from the account. They also require you to maintain a cash balance, i.e. you can't invest 100% of your funds. Fidelity has neither of these. Having said that, it may be easier to stay with HSAB especially if it's directly deducted by your employer from your W-2 pay. You can set up a TDA brokerage account (for a small fee) which has no commission ETF/stock trading and some no fee mutual funds. If you periodically rollover funds to another HSA such as Fidelity there will be a fee each time.


      • #4
        Fidelity and Lively are the 2 most popular options I know of (for that reason) and it s/b relatively easy to transfer.
        Our passion is protecting clients and others from predatory and ignorant advisors. Fox & Co CPAs, Fox & Co Wealth Mgmt. 270-247-6087