Best small business card?

[Docbeans]

Hi, carrying on the credit card conversation over from the blog to the forum, wonder what everyone who owns a small (or otherwise) business uses as a business card. I've started with BoA business card which does not have the preferred rewards program as opposed to their personal cash rewards card, so there has to be something better out there. Thanks in advance!

[Zaphod]

I have the Chase Ink Business and the Citi AAdvantage Business, and their corresponding regular cards as well. The combos netted over 100k points each upon sign up and meager spending limits.

If you choose one, I can send you a link.

[Docbeans]

Zaphod wrote:

I have the Chase Ink Business and the Citi AAdvantage Business, and their corresponding regular cards as well. The combos netted over 100k points each upon sign up and meager spending limits.

If you choose one, I can send you a link.

Click to expand...

Thank you Zaphod! I checked out the cards... Chase Ink Cash appears right for us- we need cash back rather than travel perks since the business is shared among partners.

[SimsOrtho]

I use Chase Ink for office supplies and cell phone/cable utilities (5% cash back).

I use Capital One Spark Business card for all my other business transactions (2% cash back on everything, no limit..$59 annual fee after first year I believe).

I have a Citi Double Cash Back card I use for personal expenses - 2% cash back with no annual fee but you have to be careful when you pay off the card because they give you 1% cash back when you make a purchase and 1% cash back when you pay back the statement - I have all mine on auto payments so it works out okay.

I also have a Chase Freedom card with rotating 5% cash back every quarter up to a $1500 limit (Gas, amazon, hotels, etc).

Finally, I use a American Express Lowe's card for 5% cashback on all purchases at Lowes plus points that can be used for gift cards, etc.

Hope that helps.

[Docbeans]

SimsOrtho wrote:

I use Chase Ink for office supplies and cell phone/cable utilities (5% cash back).

I use Capital One Spark Business card for all my other business transactions (2% cash back on everything, no limit..$59 annual fee after first year I believe).

I have a Citi Double Cash Back card I use for personal expenses – 2% cash back with no annual fee but you have to be careful when you pay off the card because they give you 1% cash back when you make a purchase and 1% cash back when you pay back the statement – I have all mine on auto payments so it works out okay.

I also have a Chase Freedom card with rotating 5% cash back every quarter up to a $1500 limit (Gas, amazon, hotels, etc).

Finally, I use a American Express Lowe’s card for 5% cashback on all purchases at Lowes plus points that can be used for gift cards, etc.

Hope that helps.

Click to expand...

Wow, you have it down to a science, thanks for the help!

[Zaphod]

I made a quick sheet for the cards that has their categories and points, etc...its helpful and doesnt take long.