This may be a basic questions for a lot of you, but i have been struggling with this for sometime now:
For those who have a "slice and dice" portfolio, for the following category of funds........
1. US market:
a) Total stock market or Predom Large cap/ S&P eg. VTSMX or VFIAX
b) Mid cap (for those who want a tilt) eg. VIMSX
c) Small cap (for those who want a tilt) eg. VISVX
2. International:
a) Total international eg. VGTSX
b) Emerging markets (for those who want a tilt) eg. VEMAX
3. REITS: VGSIX
..................................What is the preferred order of accounts to hold each of the category of funds (for max. tax efficiency)?
Roth Vs 401k/403b Vs Taxable
From my basic reading REITS go in Roth and Bonds could go either way (munis in taxable). What is the 1st preferred and the 2nd preferred type of account (if there is no space in the 1st preferred type of account) for the other categories mentioned above?
Thanks.
For those who have a "slice and dice" portfolio, for the following category of funds........
1. US market:
a) Total stock market or Predom Large cap/ S&P eg. VTSMX or VFIAX
b) Mid cap (for those who want a tilt) eg. VIMSX
c) Small cap (for those who want a tilt) eg. VISVX
2. International:
a) Total international eg. VGTSX
b) Emerging markets (for those who want a tilt) eg. VEMAX
3. REITS: VGSIX
..................................What is the preferred order of accounts to hold each of the category of funds (for max. tax efficiency)?
Roth Vs 401k/403b Vs Taxable
From my basic reading REITS go in Roth and Bonds could go either way (munis in taxable). What is the 1st preferred and the 2nd preferred type of account (if there is no space in the 1st preferred type of account) for the other categories mentioned above?
Thanks.
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