I haven't had to worry about how to spread my asset allocation between multiple accounts yet since it's all been in Roth IRA. I've been thinking a lot lately about how to best set things up once I get to a steady state where accounts will likely be: taxable > 401k > Roth IRA > HSA.
WCI and POF have published their strategies which make a lot of sense. Assuming a simple 3- or 4- or 5- fund variant w low cost funds would it make sense to just set up a mirror allocation in each account? Seems like that would make rebalancing easy, but tax loss harvesting could get tricky.
WCI and POF have published their strategies which make a lot of sense. Assuming a simple 3- or 4- or 5- fund variant w low cost funds would it make sense to just set up a mirror allocation in each account? Seems like that would make rebalancing easy, but tax loss harvesting could get tricky.
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