I'm working on revising my asset allocation and trying to figure out where REITs belong. I've seen some people lump them under their domestic stock allocation while other people put it under an alternatives/Real Estate section. Even WCI seemed to flip flop with that one based upon his old asset allocation and his new one.
https://www.whitecoatinvestor.com/the-new-wci-asset-allocation/
I was personally thinking of putting it under its own alternatives/real estate class (like WCI new portfolio and PoF). I was thinking 4 main categories: Domestic equity, international equity, Alternatives/Real estate, and fixed income/bonds.
Here is what I have:
1) Domestic Equity: 55%
VTSAX (TSM): 45%
VSIAX (SCV): 10%
2) International Equity: 25%
VTIAX (total intl): 25%
3) Alternatives: 10%
VGSLX (REIT): 10%
4) Fixed Income: 10%
VBTLX (total bond): 10%
https://www.whitecoatinvestor.com/the-new-wci-asset-allocation/
I was personally thinking of putting it under its own alternatives/real estate class (like WCI new portfolio and PoF). I was thinking 4 main categories: Domestic equity, international equity, Alternatives/Real estate, and fixed income/bonds.
Here is what I have:
1) Domestic Equity: 55%
VTSAX (TSM): 45%
VSIAX (SCV): 10%
2) International Equity: 25%
VTIAX (total intl): 25%
3) Alternatives: 10%
VGSLX (REIT): 10%
4) Fixed Income: 10%
VBTLX (total bond): 10%
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