Prize linked savings accounts

[Brains428]

I did the quick search, and didn’t find any hits. Does anyone have experience with these? Are they not good for high income earners?

Thanks. I’ll hang up and listen.

[Peds]

huh?

[ENT Doc]

Freakonomics did a piece on this:

https://itunes.apple.com/us/podcast/freakonomics-radio/id354668519?mt=2&i=1000395165279

I think it's a great idea. Only thing stopping it is the state governments. Not sure what the evidence is but I bet it creates more success at the lower end of the income spectrum.

[ENT Doc]

Some evidence:

http://beniverson.org/papers/MaMa.pdf

[ENT Doc]

Evidence of benefit to low propensity savers:

http://www.nber.org/papers/w16433.pdf

[Brains428]

I listened to the same podcast. It’s why I had the question. Seems like a good idea, but I’ve yet to see anyone talk about it. The state I will be moving to after fellowship has them.

[Brains428]

Thanks for those papers.

[adventure]

Nice articles, thanks. Interesting idea.