Where are you locating your TIPS? I know there is some discussion over whether or not to put bonds in tax deferred account or taxable since they are not tax efficient but have low returns. Does the same difference of opinion apply to TIPS? As I am building my "ideal" portfolio, just wondering if it is advisable to place these in the 401k (and/or Roth/457b/401a etc) or taxable account.
Also, for a 10% bond allocation, does it make sense to do 50% total bond and 50% TIPS? I know many people have municipal bonds in their taxable as well - then do 33% split between the three? I am trying to keep it simple and am not sure about adding in muni bonds yet...
Also, for a 10% bond allocation, does it make sense to do 50% total bond and 50% TIPS? I know many people have municipal bonds in their taxable as well - then do 33% split between the three? I am trying to keep it simple and am not sure about adding in muni bonds yet...
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