Best short term safe investment?

[PhotonsRGR8]

You do know that ALLY was GM finance in 2009. They renamed themselves to mitigate the STENCH. Thanks for playing

[PhotonsRGR8]

YES They got a giant bailout. From CB. Hello! We were all alive and invested 10 years ago?

[jz]

I use a combo of Series I treasuries, short term muni funds ( VMLUX and VMPYX ),  and CDs -- 3 years at 1.9-2%.

I try to  mitigate the risks of inflation, interest rate hikes, and default. Pick your poison.

[White.Beard.Doc]

Yes, Ally was GMAC in the past.  But I don’t hold it against them.  They are an FDIC insured bank, extremely low risk.

I keep much of my emergency funds in savings (1.25%) and short-term CDs (1.5%) with Ally for the consistently higher interest rates.  And I have multiple accounts with different registration details to maximize the FDIC insurance.