Thank you very much in advance whoever will grace me with some advice. Just recently start following the forum and trying to catch up.
Me: Single, late 30s, no child. AGI 97K.
Have Disability and Life Insurance
No debt/loan for car, credit card, student loan etc
10 months of Emergency saving at online saving bank
Retirement accounts:
old 403(b) with 80 stock/20 bond at Fidelity: $19K + $0 per year
current 403(b) with 80 stock/20 bond at Vanguard: $210K + $18K per year
Roth IRA with 100% REIT Index Fund (VGSIX): $0 + $5500 per year
Pension from work/Cash Balance Account: $73K + $0 per year
Loan:
Mortgage: 190K at 3.625% 30 years fixed till 2043
Goal is early retirement if possible, but otherwise totally content with saving and investing enough for retirement
Was saving up for kitchen/bathroom renovation but decided to suck it up and be frugal, so now have 50K and wondering should I pay down some mortgage or invest in taxable retirement account?
Please kindly let me know if I post at the wrong forum. Again, really appreciate any thoughts/ideas
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