Betterment for brokerage

[Pmrdoc46]

What's some thoughts on using betterment for brokerage account? I thinking of the core 80/20 allocation. I really like the auto tax loss harvesting

[Panscan]

pretty pointless and not worth the fees.

[Pmrdoc46]

I don't know .25 is pretty low I don't have to constantly be looking for tax loss harvesting.

[zlandar]

TLH is not that hard to learn and do. Once you have accumulated a certain amount of TLH the value of constantly doing more TLH rapidly declines. You can only deduct $3k a year off your personal taxes. Rest is only valuable to offset capital gains.

I would not pay extra for that service.

[CordMcNally]

You also have to be careful about wash sales since Betterment may not know about you or your spouse's other accounts.

[Panscan]

I don't know .25 is pretty low I don't have to constantly be looking for tax loss harvesting.

TLH is not worth 0.25%

It's also quite overrated in general.

[Pmrdoc46]

Some good advice here I'm ADI Y for everything else