Did anyone Tax Loss Harvest this past week?

[BruinBones]

What is a good TLH partner for VTIAX? The Vanguard Total International Stock Index.

Vanguard FTSE All-World ex-US Index Fund (VFWAX) for VTIAX.

[Lithium]

And again. ITOT—> VTI —> SCHB —> VOO/VXF —> VV/VO/SCHA (today). It would be nice if I can go back to ITOT, but the wash sale period doesn’t end until 5/26

[MaxPower]

I TLH’d >$5,000 of intermediate term muni bond funds for VTSAX last week. Bonds have been getting crushed, and I was a little out of balance anyway due to some bond funds in my 403b not losing value as much as the equity funds I had in there, so seemed like a good time to rebalance.

[bovie]

And again. ITOT—> VTI —> SCHB —> VOO/VXF —> VV/VO/SCHA (today). It would be nice if I can go back to ITOT, but the wash sale period doesn’t end until 5/26

It would appear that you are tax loss harvesting entirely too frequently.

[Lithium]

It would appear that you are tax loss harvesting entirely too frequently.

Well, that’s easy to say in hindsight I guess. But I’d hate to miss out on capturing more losses if the market rebounds.

[bovie]

Well, that’s easy to say in hindsight I guess. But I’d hate to miss out on capturing more losses if the market rebounds.

Surely there must come a point for you where the juice is no longer worth the squeeze.

Or perhaps recalibrate your initial threshold.

Just seems to me that searching for a 9th TLH partner in the span of like two weeks is clearly overkill.

[parachute]

I TLHed VXUS > VEU > VXUS > VEU > VXUS in November, February, and April.

[Lithium]

Surely there must come a point for you where the juice is no longer worth the squeeze.

Or perhaps recalibrate your initial threshold.

Just seems to me that searching for a 9th TLH partner in the span of like two weeks is clearly overkill.

Thousands of dollars to deduct against ordinary income or capital gains? You may live in a different world in me, but in mine that’s a he** of a lot of juice!!!

[bovie]

Thousands of dollars to deduct against ordinary income or capital gains? You may live in a different world in me, but in mine that’s a he** of a lot of juice!!!

What I'm saying is it would seem you could accomplish the same goal with significantly less effort and complexity.

Hindsight yes blah blah I know, but that leads to my next point.

I also imagine you have a few year's worth of losses to deduct against ordinary income at this point, which means it may be past time to adjust the threshold for harvesting in that you are not trying to harvest and offset income in the same year.

You're building up losses for your rainy (sunny?) day. I'd think the best way to do that would be with several big moves instead of a thousand tiny ones. Which goes back to the threshold adjustment.

Just my two cents, but I'd go nuts having--and constantly monitoring!--all of those funds trying to accomplish the same exposure target.

[Lithium]

What I'm saying is it would seem you could accomplish the same goal with significantly less effort and complexity.

Hindsight yes blah blah I know, but that leads to my next point.

I also imagine you have a few year's worth of losses to deduct against ordinary income at this point, which means it may be past time to adjust the threshold for harvesting in that you are not trying to harvest and offset income in the same year.

You're building up losses for your rainy (sunny?) day. I'd think the best way to do that would be with several big moves instead of a thousand tiny ones. Which goes back to the threshold adjustment.

Just my two cents, but I'd go nuts having--and constantly monitoring!--all of those funds trying to accomplish the same exposure target.

Well, I go nuts if a rebound passes and there are thousands of dollars in losses that I could have harvested against a future capital gain but missed out on. Why pay more taxes in the future than you have to? That's what drives me crazy.

[bovie]

Well, I go nuts if a rebound passes and there are thousands of dollars in losses that I could have harvested against a future capital gain but missed out on. Why pay more taxes in the future than you have to? That's what drives me crazy.

That must be exhausting.

[ddstofire]

I TLH'd VTI to ITOT back in late January. That lot had almost 4K in losses, so I TLH'd back to VTI last week. I've been DCA-ing VTI since after the first wash sale period, and now all my VTI is again almost 4K in losses as of this week. Any reason not to TLH again? Maybe into VOO?

[childay]

I TLH'd VTI to ITOT back in late January. That lot had almost 4K in losses, so I TLH'd back to VTI last week. I've been DCA-ing VTI since after the first wash sale period, and now all my VTI is again almost 4K in losses as of this week. Any reason not to TLH again? Maybe into VOO?

Go for it. VOO or SCHB

[Yowza]

After exchanging VTI to ITOT to SCHB I just TLH’d again, pretty reluctantly. To a combo of VOO and VXF. Not fun to make my portfolio even more complicated.

I'm looking into doing this soon. What's the appropriate %/mix of these 2 from VTI into VOO and VXF?

[bovie]

I'm looking into doing this soon. What's the appropriate %/mix of these 2 from VTI into VOO and VXF?

85/15 will replicate VTI nearly perfectly, per Morningstar X-ray.