Did anyone Tax Loss Harvest this past week?

[The White Coat Investor]

Stocks on sale, baby! I hate it when the market is up on the day I buy!

After buying stocks approximately 200 times (16 years x 12 months), I've stopped caring. It's just a chore at this point. Sometimes they go up afterward and sometimes they go down. I usually don't even check for a month or two and at that point I'm doing it again anyway. If they went up since I bought I'm happy. If they went down, I'm happy I get to buy at a lower price than the month before. Win-win either way.

[JB14]

Got my TLH in on Tuesday. Dumped half my quarterly bonus into the market today as well. It's the only part of my finances that isn't automated, because the bonuses vary. Dumping money into a falling market doesn't feel great, but when does it ever?

Stocks on sale, baby! I hate it when the market is up on the day I buy!

[TheDangerZone]

Got my TLH in on Tuesday. Dumped half my quarterly bonus into the market today as well. It's the only part of my finances that isn't automated, because the bonuses vary. Dumping money into a falling market doesn't feel great, but when does it ever?

[VagabondMD]

Another great opportunity to TLH today if you missed it before!

The week is still young!

[The White Coat Investor]

Another great opportunity to TLH today if you missed it before!

[shombra]

80K in intermediate term muni bonds
20K in international

[childay]

I might modify this to no LTCG. There has been a short term loss YTD. But I’d be happy with no opportunity to TLH. It is more something I do to make lemonade out of lemons. I’m actually saving up losses to cover capital gains when I sell a property.

Agree. Ive had >$50K STCL YTD and minimal LTCL for TLH. Hopefully stays that way.. if you've held for many years another story

[childay]

Bumping as the worl...market turns. I've got a whopping $2.8k I can TLH in VTSAX. Not sure if it's really worth it. Seems like the market will probably get worse before it gets better.

What do you mean worth it? Doesn't cost you much. If it gets worse it gets worse

[Tangler]

I did a little TLH yesterday, but nothing crazy. 2k or so worth.

[Larry Ragman]

Agree.

If you’ve held total stock market index or 500 index funds for more than the past 2 years then there hasn’t been any opportunity to TLH.

So the poll question might be, is not having enough losses to tax loss harvest during prolonged market drops a better situation than reaping (and resetting with) a tax loss harvest?

I might modify this to no LTCG. There has been a short term loss YTD. But I’d be happy with no opportunity to TLH. It is more something I do to make lemonade out of lemons. I’m actually saving up losses to cover capital gains when I sell a property.

[BruinBones]

If you hold a long time it is rare to get losses.

Agree.

If you’ve held total stock market index or 500 index funds for more than the past 2 years then there hasn’t been any opportunity to TLH.

So the poll question might be, is not having enough losses to tax loss harvest during prolonged market drops a better situation than reaping (and resetting with) a tax loss harvest?

[ScubaV]

Bumping as the worl...market turns. I've got a whopping $2.8k I can TLH in VTSAX. Not sure if it's really worth it. Seems like the market will probably get worse before it gets better.

[billy]

my trigger is 3k in an asset class, although as I start to gain more carry over loses (I'm only at 15k right now) the limit to pull the trigger increases.

[Larry Ragman]

No. I try to wait for significant moves and prefer 5 figures to 4. Never quite got there because my portfolio has mostly been paring gains, not actually showing losses. Can’t really complain about that!

[Hatton]

I TLH some bond funds also. If you hold a long time it is rare to get losses.