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Hi,
As always love the advice guys!
New to North Carolina, new baby on the way. Does anybody know if the NC plan has any in state benefits? From what I could tell you get access to vanguard total index but have to pay an additional 25 basis points for being in the NC plan for a total of 32 basis points (25 for the NC plan, 7 for the vanguard total index). No state tax reductions from what I could see. Is the tax benefit from avoiding marginal gains etc worth the additional 25 basis points for the NC plan or should we just go with a taxable account at vanguard?
Or is NY or Utah or Cali better?
Thanks as always!
As always love the advice guys!
New to North Carolina, new baby on the way. Does anybody know if the NC plan has any in state benefits? From what I could tell you get access to vanguard total index but have to pay an additional 25 basis points for being in the NC plan for a total of 32 basis points (25 for the NC plan, 7 for the vanguard total index). No state tax reductions from what I could see. Is the tax benefit from avoiding marginal gains etc worth the additional 25 basis points for the NC plan or should we just go with a taxable account at vanguard?
Or is NY or Utah or Cali better?
Thanks as always!
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