529 in NC

[Golfer68]

Hi,

As always love the advice guys!

 

New to North Carolina, new baby on the way.  Does anybody know if the NC plan has any in state benefits?  From what I could tell you get access to vanguard total index but have to pay an additional 25 basis points for being in the NC plan for a total of 32 basis points (25 for the NC plan, 7 for the vanguard total index).  No state tax reductions from what I could see. Is the tax benefit from avoiding marginal gains etc worth the additional 25 basis points for the NC plan or should we just go with a taxable account at vanguard?

Or is NY or Utah or Cali better?

 

Thanks as always!

[jfoxcpacfp]

I learned something - NC did away with the tax deduction in 2014. I'd go with with one of the higher-rated plans in another state.