I have so far putting money in a target date fund (both taxable and tax deferred). This year, I am going to try picking individual index funds for the taxable account.
My plan for 60K/year taxable account saving:
Stocks/Bond: 80/20
Stocks:
Vanguard Tax- Managed capital appreciation fund VMCAX- 50%
Vanguard tax managed small cap admiral(VTMSX)-10%
Vanguard total international stock- 20%
&
Bond: 20%
My tax rate: 25-28% (hoping to get down to 25% this year with more tax deferred saving)
Please advise about appropriate bonds (TIPS/Government/ Corporate/Junk etc.)
My plan for 60K/year taxable account saving:
Stocks/Bond: 80/20
Stocks:
Vanguard Tax- Managed capital appreciation fund VMCAX- 50%
Vanguard tax managed small cap admiral(VTMSX)-10%
Vanguard total international stock- 20%
&
Bond: 20%
My tax rate: 25-28% (hoping to get down to 25% this year with more tax deferred saving)
Please advise about appropriate bonds (TIPS/Government/ Corporate/Junk etc.)
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