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Is ETF more tax efficient for taxable account? I know vanguard mutual funds share that tax efficiency, but with tax loss harvesting partners would likely be buying non vanguard funds as well.
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Why would you need to TLH outside of Vanguard if you start there? Vanguard has many perfectly reasonable TLH partner pairs.Comment
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As I understand it using a fund that you or your spouse is investing in automatically in another account would cause a wash sale. That ends up being a large number of the vanguard total US and total international funds and equivalents across our separate 401ks, backdoor roths, and HSA, which all have different available options.Comment
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Would that also include automatic dividend reinvestments in our old accounts we are no longer actively contributing to?Comment
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Any purchase of the same fund you just sold within the 30 days would create a wash sale. You could also just keep your other contributions in cash and then purchase after the required period. If you want to TLH then I would not set automatic reinvestment of dividends.Comment
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There are definitely times one can run out of partners....Originally posted by Larry Ragman View PostComment
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It's in the tutorial from WCI, #2 under "The Bottom Line": "# 2 Beware the wash-sale rules. You can't buy back what you just sold in any investing account (including your spouse's) for 30 days. No, you can't buy more shares just before you sell them either. That 30 days goes both forward and backward."Originally posted by Peds View Post
I would be glad to know if that has been proven to be false, however.Comment
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Many ways to skin a cat but that seems like too much tax loss harvesting to me. I’m good with once per bear market.Originally posted by Peds View PostComment
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