I had another quick question (I feel like every other day I'm asking somebody for help) about my asset allocation. I am working on doing a very basic asset allocation, and have included my thoughts below, and what accounts those will go in:
Roth IRA: Vanguard Total US Stock VTSMX (11.765% of my assets, maxing out Roth)
Spousal Roth IRA: REIT Index VGSIX (11.765% of my assets, maxing out Roth)
Non-Governmental 457(b): Vanguard Total International Stock Index Admiral VTIAX (19.25% of my assets, not maxing out yet, currently at $9000/yr)
Those are set and make sense to me. Now the following is where I'm not sure how to do it:
Employer-Contributed 403(b): I would like to have a "Total US Bond" Index Fund making up 26.20% of my total assets in this account as well as a "Total US Stock" Index Fund making up 31.02% of my total assets.
I currently have the 403(b) plan under Wells Fargo, and they do not offer a Vanguard Total Bond or Total US Stock Fund. There are a few that look similar, I have written them down below. Any help as to which of these funds, alone or in combination would allow me to have this Total Bond/Total Stock allocation?
Bond Funds Available:
Metropolitan West Total Return Bond Fund MWTSX
Federated Total Return Government Bond R6 FTGLX
Vanguard-Inflation Protected Sec Inst VIPIX
Stock Funds Available:
Vanguard Extended Market Index Inst VIEIX
Vanguard Institutional Index I VINIX
DFA US Targeted Value I DFFVX
Thank you so much for any response and help!!
Roth IRA: Vanguard Total US Stock VTSMX (11.765% of my assets, maxing out Roth)
Spousal Roth IRA: REIT Index VGSIX (11.765% of my assets, maxing out Roth)
Non-Governmental 457(b): Vanguard Total International Stock Index Admiral VTIAX (19.25% of my assets, not maxing out yet, currently at $9000/yr)
Those are set and make sense to me. Now the following is where I'm not sure how to do it:
Employer-Contributed 403(b): I would like to have a "Total US Bond" Index Fund making up 26.20% of my total assets in this account as well as a "Total US Stock" Index Fund making up 31.02% of my total assets.
I currently have the 403(b) plan under Wells Fargo, and they do not offer a Vanguard Total Bond or Total US Stock Fund. There are a few that look similar, I have written them down below. Any help as to which of these funds, alone or in combination would allow me to have this Total Bond/Total Stock allocation?
Bond Funds Available:
Metropolitan West Total Return Bond Fund MWTSX
Federated Total Return Government Bond R6 FTGLX
Vanguard-Inflation Protected Sec Inst VIPIX
Stock Funds Available:
Vanguard Extended Market Index Inst VIEIX
Vanguard Institutional Index I VINIX
DFA US Targeted Value I DFFVX
Thank you so much for any response and help!!
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