I'm an admitted "slice and dicer" when it comes to asset allocation and I'm trying to reign in my habit. I got to reading the Three Fund Portfolio thread over on the Bogelheads forum which seemed quite compelling. I'd be interested to hear others' thoughts on its simplicity and whether you feel you will potentially lose out on some return (or increase volatility) without further asset allocation.
Note: my current asset allocation is as follows
- Total US: 30%
- US Large Value: 10%
- US Small Value: 10%
- Total US Bond: 15%
- Total International: 27.5%
- REIT: 7.5%
I'd also be interested if anyone has strong feelings on the Jack Bogle's thoughts on adding corporate bond funds to more accurately capture the total US Bond market.
Note: my current asset allocation is as follows
- Total US: 30%
- US Large Value: 10%
- US Small Value: 10%
- Total US Bond: 15%
- Total International: 27.5%
- REIT: 7.5%
I'd also be interested if anyone has strong feelings on the Jack Bogle's thoughts on adding corporate bond funds to more accurately capture the total US Bond market.
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