I partially cut bait with my advisor by pulling my taxable account over to Fidelity to self manage.
All of my other investing is in my tax-protected accounts such as 403B and roth IRA. I'm in the highest tax bracket, and have simplified my other investments to just a few index funds. This taxable money represents about 15% of my investments.
What thoughts do you have on which Fidelity Bond fund to use in this taxable account?
There is FSITX-Fidelity Spartan US Bond Index Advantage. Lowest expense ratio of 0.05%, but would likely generate more taxes.
One other option is FTABX- Fidelity Tax Free Bond. Has gross expense of 0.5%, but net expense of 0.25% (I don't quite get that). But gains should be tax free.
Or are there other better options?
All of my other investing is in my tax-protected accounts such as 403B and roth IRA. I'm in the highest tax bracket, and have simplified my other investments to just a few index funds. This taxable money represents about 15% of my investments.
What thoughts do you have on which Fidelity Bond fund to use in this taxable account?
There is FSITX-Fidelity Spartan US Bond Index Advantage. Lowest expense ratio of 0.05%, but would likely generate more taxes.
One other option is FTABX- Fidelity Tax Free Bond. Has gross expense of 0.5%, but net expense of 0.25% (I don't quite get that). But gains should be tax free.
Or are there other better options?
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