Parents in law are clueless, and not concerned about health or financial planing. No will, no POA or living will, no savings. Mortgage is just less than the house (yay refinancing!) both 60 y/o. Maybe a long lost pension? "we'll find it someday". No savings or additional retirement. Both work. Love the new cars in the driveway though. Never eat at home. Their other child is a physician. Diabetes, depression, and bad knees are guaranteed. Zero efforts to change course any of the aforementioned. Family history for all of the above.
Parents are content that someday SS will kick in (no idea when though) and "hopefully it's enough". They have no idea how much they'll need, or how much SS will be. They might have some pension from some old job? "that'll be new golf club money".
Questions:
1. How have folks handled a refusal to be healthy in any way (only positive is no tobacco use)?
2. How have folks handled a refusal/inability to financially budget, save, or plan for retirement and healthcare?
3. How have you personally managed the conflict where our world view differs, as it feels as though we have to deal with the health/financial and mental chaos that is coming ?
Any thoughts, books, or pointers are welcomed. We (and sibling) agree responsibility is important.
Parents are content that someday SS will kick in (no idea when though) and "hopefully it's enough". They have no idea how much they'll need, or how much SS will be. They might have some pension from some old job? "that'll be new golf club money".
Questions:
1. How have folks handled a refusal to be healthy in any way (only positive is no tobacco use)?
2. How have folks handled a refusal/inability to financially budget, save, or plan for retirement and healthcare?
3. How have you personally managed the conflict where our world view differs, as it feels as though we have to deal with the health/financial and mental chaos that is coming ?
Any thoughts, books, or pointers are welcomed. We (and sibling) agree responsibility is important.
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