Finishing up fellowship and about ready for my first attending job. I have carried disability insurance throughout the past few years in training, and went to meet with my insurance agent about adding an umbrella coverage to my policy. There was an option for uninsured motorist coverage as well. I am not sure if this is worth getting and looking for opinions (as this nearly doubles the price). There is uninsured motorist coverage on both of my vehicles, and as I understand it if I am at fault my umbrella policy will kick in. If I were to be injured by an uninsured motorist would be the only time the uninsured motorist would kick in, and at that point I would have my 500k max and if there were that catastrophic an injury my personal disability insurance policy would kick in after 90 days.
Am I thinking through this correctly? Or this another situation/reason that you think I should add uninsured motorist coverage to my umbrella policy?
Thanks for the feedback
Am I thinking through this correctly? Or this another situation/reason that you think I should add uninsured motorist coverage to my umbrella policy?
Thanks for the feedback
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